Privacy Policy

Last updated May 31, 2023


Thank you for choosing to be a part of our community at Roney. We value your privacy and are dedicated to safeguarding your personal information. If you have any questions or concerns about our privacy policy or how we handle your personal information, please don't hesitate to reach out to us at info@roney.app

When you visit our website www.roney.app, use our mobile application, and access our services, you entrust us with your personal information. We prioritize your privacy and treat it with the utmost seriousness. This privacy policy is designed to provide you with clear and transparent information about the data we collect, how we utilize it, and the rights you have in relation to your information. We encourage you to read this policy attentively as it holds significant importance. If there are any terms within this privacy policy that you disagree with, we kindly request that you discontinue using our websites, apps, and services.

This privacy policy applies to all information collected through our website (such as www.roney.app), mobile application, ("Apps"), and/or any related services, sales, marketing or events (we refer to them collectively in this privacy policy as the "Services").

Please read this privacy policy carefully as it will help you make informed decisions about sharing your personal information with us.


TABLE OF CONTENTS

1. WHAT INFORMATION DO WE COLLECT?

2. HOW DO WE USE YOUR INFORMATION?

3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?

4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

5. HOW LONG DO WE KEEP YOUR INFORMATION?

6. DO WE COLLECT INFORMATION FROM MINORS?

7. WHAT ARE YOUR PRIVACY RIGHTS?

8. USER GENERATED CONTENT

9. CONTROLS FOR DO-NOT-TRACK FEATURES

10. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

11. DO WE MAKE UPDATES TO THIS POLICY?

12. HOW CAN YOU CONTACT US ABOUT THIS POLICY?


1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us
In Short: We collect personal information that you provide to us, including financial information and personal details such as names, emails, passwords, contact information, and security data.

We collect personal information that you voluntarily provide to us when registering for our Services or Apps, expressing an interest in obtaining information about us or our products and services, participating in activities on our Services or Apps (such as posting messages in our online forums or entering competitions, contests, or giveaways), or contacting us.
The personal information we collect depends on the context of your interactions with us and the choices you make. Here are the types of personal information we may collect:
Financial Information: We collect user financial information that you voluntarily provide to us. This may include data describing your financial status, capital, goods, financial assets, and any other relevant financial information.

Personal Details: We collect personal information such as names, email addresses, passwords, contact information, and security data.

Please ensure that all personal information you provide to us is true, complete, and accurate. It is important to notify us of any changes to your personal information.


Information automatically collected:

In Short: We automatically collect certain information when you visit our Services or Apps, including device and usage information.

We automatically collect certain information when you visit, use or navigate the Services or Apps. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services or Apps and other technical information. This information is primarily needed to maintain the security and operation of our Services or Apps, and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

Online Identifiers. We collect cookie identifiers, or others such as the ones used for analytics and marketing, device's geolocation, and other similar data.


Information collected through our Apps

In Short: We may collect information regarding your geo-location, mobile device, push notifications, when you use our apps.

If you use our Apps, we may also collect the following information:

Geo-Location Information. We may request access or permission to and track location-based information from your mobile device, either continuously or while you are using our mobile application, to provide location-based services. If you wish to change our access or permissions, you may do so in your device’s settings.

Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device’s camera, storage, and other features. If you wish to change our access or permissions, you may do so in your device’s settings.

Mobile Device Data. We may automatically collect device information (such as your mobile device ID, model and manufacturer), operating system, version information and IP address.

Push Notifications. We may request to send you push notifications regarding your account or the mobile application. If you wish to opt-out from receiving these types of communications, you may turn them off in your device’s settings.


2. HOW DO WE USE YOUR INFORMATION?

In Short: We process your information to provide you with the product/service you expect, which includes using your financial data to generate reports, calculations, predictions, and statistics related to your finances.

We use the personal information we collect via our Services or Apps for the following purposes:

Facilitating Account Creation and Logon Process: If you choose to link your account with us to a third-party account (such as Google or Facebook), we use the information you allowed us to collect from those third parties to facilitate the account creation and logon process. This is done for the performance of the contract between us.

Generating Reports and Calculations: We use the financial data voluntarily provided by users to generate detailed reports, calculations, estimates, predictions, and statistics related to their finances. This allows us to provide users with a comprehensive and tracked overview of their financial situation.

Testimonials: We may post testimonials on our Services or Apps that contain personal information. Before posting a testimonial, we will obtain your consent to use your name and testimonial. If you wish to update or delete your testimonial, please contact us at info@roney.com, providing your name, testimonial location, and contact information.

Protecting Our Services: We may use your information as part of our efforts to keep our Services or Apps safe and secure. This includes activities such as fraud monitoring and prevention.

Please note that these are examples of how we use your information, and there may be additional purposes based on specific features or functionalities within our Services or Apps.


3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?

In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.

We may process or share data based on the following legal basis:
Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.

Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.

Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.

Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).

Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

More specifically, we may need to process your data or share your personal information in the following situations:

1. External AI Service: Some of the financial data that users provide may be sent to an external AI service (Open AI) with the sole purpose of creating better reporting, detailed insights, and useful data with the use of AI. Open AI has implemented technical protections and security certifications, including SOC 2 Type 2 compliance, to safeguard the data.

2. Vendors, Consultants, and Other Third-Party Service Providers: We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf. These entities may require access to your information to perform their work, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing efforts. We take steps to ensure that these third parties are obligated to protect your data and use it only for the purposes for which we disclose it.

3. Business Transfers: In the event of a merger, sale of company assets, financing, or acquisition of all or a portion of our business, your information may be shared or transferred to another company as part of the transaction.

4. Third-Party Advertisers: We may use third-party advertising companies to serve ads when you visit our Services or Apps. These companies may collect information about your visits to our website(s) and other websites in order to provide advertisements about goods and services that may be of interest to you.

5. Other Users: Certain personal information, such as comments, contributions, or other content you share or interact with in public areas of the Services or Apps, may be viewed by other users and may be publicly distributed outside of the Services or Apps indefinitely. Additionally, other users may view your activity descriptions, communicate with you within our Services or Apps, and view your profile.

6. Offer Wall: Our Apps may display a third-party hosted "offer wall" that allows third-party advertisers to offer virtual currency, gifts, or other items in exchange for completing an advertisement offer. When you interact with an offer wall, certain data such as your user ID may be shared with the offer wall provider to prevent fraud and properly credit


4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.



5. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy policy, unless otherwise required by law.

We understand the importance of retaining your financial data for as long as it is needed to provide you with a good service and efficient reporting. Therefore, we will keep your personal information, including the financial data you provide, for as long as you decide to keep your account with us or until you choose to delete specific data or delete your account.

In the event of account deletion, we will temporarily retain the data for a period of 30 days. After this period, the data will be permanently removed from our systems, unless otherwise required by law.

For the financial data shared with our external AI service provider, they will retain the data for abuse and misuse monitoring purposes for a maximum of 30 days. After this period, the data will be deleted from their systems, unless otherwise required by law.

We will only keep your personal information for as long as it is necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required or permitted by law. Once we no longer have a legitimate business need to process your personal information, we will either delete or anonymize it. If deletion is not immediately possible (e.g., due to backup archives), we will securely store your personal information and isolate it from any further processing until deletion becomes possible.


6. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years of age.

We do not knowingly solicit data from or market to children under 18 years of age. By using the Services or Apps, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services or Apps. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we have collected from children under age 18, please contact us at info@roney.app.


7. WHAT ARE YOUR PRIVACY RIGHTS?

In Short: You have the right to review, modify, or terminate your account at any time, regardless of your location.

We respect your privacy rights and provide you with options to manage your personal information. Regardless of your location, you have the following privacy rights:

1. Account Information: If you would like to review, modify, or terminate the information in your account, you can contact us using the provided contact information.

2. Account Termination: Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, please note that your information may be retained for at least 30 days before being permanently deleted. Also, note that some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use, and comply with legal requirements.

3. Cookies and Similar Technologies: Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and reject cookies. However, please note that this may affect certain features or services of our Services or Apps.

4. Email Marketing Opt-out: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails we send or by contacting us using the provided details. Please be aware that even if you opt-out of marketing emails, we may still need to send you service-related emails that are necessary for the administration and use of your account.

For any concerns or complaints about the processing of your personal information, please reach out to us using the contact information provided. We will address your inquiries and strive to resolve any privacy-related issues promptly.


8. USER GENERATED CONTENT:

■ USE RESTRICTIONS

Your permission to use the Site and Application is conditioned upon the following use, posting, and conduct restrictions. You agree that you will not under any circumstances:

· Access the Service for any reason other than your personal, non-commercial use solely as permitted by the normal functionality of the Service.

· Collect or harvest any personal data of any user of the Site or the Service.

· Use the Site or the Service for the solicitation of business in the course of trade or in connection with a commercial enterprise.

· Distribute any part or parts of the Site or the Application without our explicit written permission (we grant the operators of public search engines permission to use spiders to copy materials from the site for the sole purpose of creating publicly-available searchable indices but retain the right to revoke this permission at any time on a general or specific basis).

· Use the Service for any unlawful purpose or for the promotion of illegal activities.

· Attempt to harass, abuse, or harm another person or group.

· Use another user’s account without permission.

· Intentionally allow another user to access your account.

· Provide false or inaccurate information when registering an account.

· Interfere or attempt to interfere with the proper functioning of the Service.

· Make any automated use of the Site, the Service, or the related systems, or take any action that we deem to impose or to potentially impose an unreasonable or disproportionately large load on our servers or network infrastructure.

· Bypass any robot exclusion headers or other measures we take to restrict access to the Service, or use any software, technology, or device to scrape, spider, or crawl the Service or harvest or manipulate data.

· Circumvent, disable, or otherwise interfere with any security-related features of the Service or features that prevent or restrict use or copying of content, or enforce limitations on the use of the Service or the content accessible via the Service.

· Publish or link to malicious content of any sort, including that intended to damage or disrupt another user’s browser or computer.


■ POSTING AND CONDUCT RESTRICTIONS:

When you create your own personalized account, you may be able to create different kinds of publications (“User Content”) on the website and application. You are solely responsible for the User Content that you post, upload, link to, or otherwise make available via the Service.

You agree that we are only acting as a passive conduit for your online distribution and publication of your User Content. The Company, however, reserves the right to remove any User Content from the Service at its sole discretion.

We grant you permission to use and access the Service, subject to the following express conditions surrounding User Content. You agree that failure to adhere to any of these conditions constitutes a material breach of these Terms.

By transmitting and submitting any User Content while using the Service, you agree as follows:

· You are solely responsible for your account and the activity that occurs while signed in to or while using your account.

· You will not post information that is malicious, libelous, false, or inaccurate.

· You will not post any information that is abusive, threatening, obscene, defamatory, libelous, or racially, sexually, religiously, or otherwise objectionable and offensive.

· You retain all ownership rights in your User Content. However, you are required to grant the following rights to the Site and to users of the Service as set forth more fully under the "License Grant" and "Intellectual Property" sections below: (Please note that due to the character limit, the remaining part may be truncated. Let me know if you need further assistance.)

· You will not submit content that is copyrighted or subject to third party proprietary rights, including privacy, publicity, trade secret, or others, unless you are the owner of such rights or have the appropriate permission from their rightful owner to specifically submit such content; and

· You hereby agree that we have the right to determine whether your User Content submissions are appropriate and comply with these Terms of Service, remove any and/or all of your submissions, and terminate your account with or without prior notice.

You understand and agree that any liability, loss or damage that occurs as a result of the use of any User Content that you make available or access through your use of the Service is solely your responsibility. The Site is not responsible for any public display or misuse of your User Content.

The Site does not, and cannot, pre-screen or monitor all User Content. However, at our discretion, we, or technology we employ, may monitor and/or record your interactions with the Service or with other Users.


■ ONLINE CONTENT DISCLAIMER

Opinions, advice, statements, offers, or other information or content made available through the Service, but not directly by the Site, are those of their respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content.

We do not guarantee the accuracy, completeness, or usefulness of any information on the Site or the Service nor do we adopt nor endorse, nor are we responsible for, the accuracy or reliability of any opinion, advice, or statement made by other parties. We take no responsibility and assume no liability for any User Content that you or any other user or third-party posts or sends via the Service. Under no circumstances will we be responsible for any loss or damage resulting from anyone’s reliance on information or other content posted on the Service, or transmitted to users.

Though we strive to enforce these Terms of Use, you may be exposed to User Content that is inaccurate or objectionable when you use or access the Site or the Service. We reserve the right, but have no obligation, to monitor the materials posted in the public areas of the Site or the Service or to limit or deny a user’s access to the Service or take other appropriate action if a user violates these Terms of Use or engages in any activity that violates the rights of any person or entity or which we deem unlawful, offensive, abusive, harmful or malicious. [E-mails sent between you and other participants that are not readily accessible to the general public will be treated by us as private to the extent required by applicable law.] The Company shall have the right to remove any material that in its sole opinion violates, or is alleged to violate, the law or this agreement or which might be offensive, or that might violate the rights, harm, or threaten the safety of users or others. Unauthorized use may result in criminal and/or civil prosecution under Federal, State and local law. If you become aware of a misuse of our Service or violation of these Terms of Use, please report the content through the online report tool or contact us at info@roney.app .


■ LINKS TO OTHER SITES AND/OR MATERIALS

As part of the Service, we may provide you with convenient links to third party website(s) (“Third Party Sites”) as well as content or items belonging to or originating from third parties (the “Third Party Applications, Software or Content”). These links are provided as a courtesy to Service subscribers. We have no control over Third Party Sites or Third Party Applications, Software or Content or the promotions, materials, information, goods or services available on these Third Party Sites or Third Party Applications, Software or Content. Such Third Party Sites and Third Party Applications, Software or Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness, and we are not responsible for any Third Party Sites accessed through the Site or any Third Party Applications, Software or Content posted on, available through or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Sites or the Third Party Applications, Software or Content. Inclusion of, linking to or permitting the use or installation of any Third Party Site or any Third Party Applications, Software or Content does not imply our approval or endorsement. If you decide to leave the Site and access the Third Party Sites or to use or install any Third Party Applications, Software or Content, you do so at your own risk and you should be aware that our terms and policies, including these Terms of Use, no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any Third Party Site to which you navigate from the Site or relating to any applications you use or install from the Third Party Site.


■ COPYRIGHT COMPLAINTS AND COPYRIGHT AGENT

(a) Termination of Repeat Infringer Accounts. We respect the intellectual property rights of others and requires that the users do the same. Pursuant to 17 U.S.C. 512(i) of the United States Copyright Act, we have adopted and implemented a policy that provides for the termination in appropriate circumstances of users of the Service who are repeat infringers. We may terminate access for participants or users who are found repeatedly to provide or post protected third party content without necessary rights and permissions.

(b) DMCA Take-Down Notices. If you are a copyright owner or an agent thereof and believe, in good faith, that any materials provided on the Service infringe upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (see 17 U.S.C 512) (“DMCA”) by sending the following information in writing to the our designated copyright agent at [info@roney.app]:

1. The date of your notification;

2. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

3. A description of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

4. A description of the material that is claimed to be infringing or to be the subject of infringing activity and information sufficient to enable us to locate such work;

5. Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and/or email address;

6. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

7. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. (c) Counter-Notices. If you believe that your User Content that has been removed from the Site is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the content in your User Content, you may send a counter-notice containing the following information to our copyright agent using the contact information set forth above:

1. Your physical or electronic signature;

2. A description of the content that has been removed and the location at which the content appeared before it was removed;

3. A statement that you have a good faith belief that the content was removed as a result of mistake or a misidentification of the content;

4. Your name, address, telephone number, and email address, a statement that you consent to the jurisdiction of the federal court and a statement that you will accept service of process from the person who provided notification of the alleged infringement. If a counter-notice is received by our copyright agent, we may send a copy of the counter-notice to the original complaining party informing such person that it may reinstate the removed content in ten (10) business days. Unless the copyright owner files an action seeking a court order against the content provider, member or user, the removed content may (in our sole discretion) be reinstated on the Site in ten (10) to fourteen (14) business days or more after receipt of the counter-notice.


■ LICENSE GRANT

By posting any User Content via the Service, you expressly grant, and you represent and warrant that you have a right to grant, to the Company a royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, list information regarding, edit, translate, distribute, publicly perform, publicly display, and make derivative works of all such User Content and your name, voice, and/or likeness as contained in your User Content, if applicable, in whole or in part, and in any form, media or technology, whether now known or hereafter developed, for use in connection with the Service.


■ INTELLECTUAL PROPERTY

You acknowledge and agree that we and our licensors retain ownership of all intellectual property rights of any kind related to the Service, including applicable copyrights, trademarks and other proprietary rights. Other product and company names that are mentioned on the Service may be trademarks of their respective owners. We reserve all rights that are not expressly granted to you under these Terms of Use.


■ EMAIL MAY NOT BE USED TO PROVIDE NOTICE

Communications made through the Service’s email and messaging system will not constitute legal notice to the Site, the Service, or any of its officers, employees, agents or representatives in any situation where legal notice is required by contract or any law or regulation.


■ USER CONSENT TO RECEIVE COMMUNICATIONS IN ELECTRONIC FORM

For contractual purposes, you: (a) consent to receive communications from us in an electronic form via the email address you have submitted; and (b) agree that all Terms of Use, agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications would satisfy if it were in writing. The foregoing does not affect your non-waivable rights.

We may also use your email address to send you other messages, including information about the Site or the Service and special offers. You may opt out of such email by changing your account settings, using the “Unsubscribe” link in the message, or by sending an email to info@roney.app.
Opting out may prevent you from receiving messages regarding the Site, the Service or special offers.


■ WARRANTY DISCLAIMER

THE SERVICE, IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING THE FOREGOING, WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, REGARDING THE SERVICE INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, SECURITY, ACCURACY AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE MAKE NO WARRANTY OR REPRESENTATION THAT ACCESS TO OR OPERATION OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR FREE. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM YOUR DOWNLOADING AND/OR USE OF FILES, INFORMATION, CONTENT OR OTHER MATERIAL OBTAINED FROM THE SERVICE. SOME JURISDICTIONS LIMIT OR DO NOT PERMIT DISCLAIMERS OF WARRANTY, SO THIS PROVISION MAY NOT APPLY TO YOU.

LIMITATION OF DAMAGES;

RELEASE TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE SITE, THE SERVICE, ITS AFFILIATES, DIRECTORS, OR EMPLOYEES, OR ITS LICENSORS OR PARTNERS, BE LIABLE TO YOU FOR ANY LOSS OF PROFITS, USE, OR DATA, OR FOR ANY INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, HOWEVER ARISING, THAT RESULT FROM: (A) THE USE, DISCLOSURE, OR DISPLAY OF YOUR USER CONTENT; (B) YOUR USE OR INABILITY TO USE THE SERVICE; (C) THE SERVICE GENERALLY OR THE SOFTWARE OR SYSTEMS THAT MAKE THE SERVICE AVAILABLE; OR (D) ANY OTHER INTERACTIONS WITH USE OR WITH ANY OTHER USER OF THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS LIMIT OR DO NOT PERMIT DISCLAIMERS OF LIABILITY, SO THIS PROVISION MAY NOT APPLY TO YOU.

If you have a dispute with one or more users, a restaurant or a merchant of a product or service that you review using the Service, you release us (and our officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.
If you are a California resident using the Service, you may specifically waive California Civil Code §1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”


9. CONTROLS FOR DO-NOT-TRACK FEATURES

At our organization, we understand the importance of user privacy and respect your choices regarding online tracking. While most web browsers, mobile operating systems, and mobile applications offer a Do-Not-Track (DNT) feature or setting, it is important to note that there is currently no universally accepted technology standard for recognizing and implementing DNT signals.

As a result, we do not currently respond to DNT browser signals or any other automated mechanism that communicates your preference not to be tracked online. However, we are committed to staying informed about developments in this area and will update our practices accordingly if a standardized approach to online tracking is adopted in the future.

We value your privacy and are dedicated to providing transparency and control over your personal information. As we continue to evolve and improve our privacy practices, we will revise this privacy policy to inform you of any changes related to online tracking standards.

We recommend reviewing your browser or device settings to explore additional options for managing your privacy preferences, including the DNT feature if it is available.


10. DO USERS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: Yes, residents in certain jurisdictions, including California, may have specific privacy rights and protections.

If you are a resident of California or another jurisdiction that grants specific privacy rights, you may have the following rights regarding your personal information:

Access to Information: You have the right to request and obtain information about the categories of personal information, if any, that we have disclosed to third parties for their direct marketing purposes. You may also request the names and addresses of all third parties with which we have shared your personal information in the immediately preceding calendar year. To make such a request, please submit a written request to us using the contact information provided below.

Removal of Publicly Posted Data: If you are under 18 years of age, reside in California or a similar jurisdiction, and have a registered account with our Services or Apps, you have the right to request the removal of publicly posted data that you have shared on our platform. To request the removal of such data, please contact us using the contact information provided below and include the email address associated with your account, along with a statement confirming your residency in the applicable jurisdiction. While we will ensure that the data is no longer publicly displayed, please note that it may not be completely or comprehensively removed from our systems.

Please note that these rights may be subject to limitations and exceptions under the respective privacy laws. Additionally, if you are located in a jurisdiction other than California, similar rights and protections may apply. We encourage you to review the privacy laws and regulations in your jurisdiction to understand your rights and obligations.

If you have any questions or wish to exercise these rights, please contact us at info@roney.app


11. DO WE MAKE UPDATES TO THIS POLICY?

In Short: Yes, we will update this policy as necessary to stay compliant with relevant laws.

We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.


12. HOW CAN YOU CONTACT US ABOUT THIS POLICY?

If you have questions or comments about this policy, you may email us at info@roney.app

HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
Based on the laws of some countries, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a request form to info@roney.app . We will respond to your request within 30 days.